Banco de Ativos
Crie ou atualize ativos existentes
Rabobank
rf-rabobank
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Neon
rf-neon
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Banco Fibra
rf-banco-fibra
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Will Bank
rf-will-bank
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https://airtable.com/embed/shrbqKF6zUE8UyVK3?prefill_Publish=TRUE&prefill_Ativo%20Record%20ID=rec7EV6mDacVii8Qg&prefill_Status=Active&prefill_Nome=Will%20Bank&prefill_Ticker=rf-will-bank&prefill_Descri%C3%A7%C3%A3o=O%20Will%20Bank%20%C3%A9%20um%20conglomerado%20financeiro%2C%20que%20por%20meio%20da%20Will%20Pagamentos%2C%20oferece%20solu%C3%A7%C3%B5es%20de%20forma%20100%25%20digital%20como%20cart%C3%A3o%20de%20cr%C3%A9dito%2C%20d%C3%A9bito%2C%20conta%20digital%20com%20rendimento%20autom%C3%A1tico%20e%20sem%20anuidade%2C%20marketplace%2C%20investimentos%2C%20saques%20e%20transfer%C3%AAncias%20banc%C3%A1rias%20sem%20tarifas.%20A%20Will%20financeira%2C%20no%20entanto%2C%20foca%20sua%20concess%C3%A3o%20de%20cr%C3%A9dito%20nos%20clientes%20com%20menor%20bancariza%C3%A7%C3%A3o%2C%20com%20grande%20representatividade%20na%20regi%C3%A3o%20nordeste%20do%20Brasil.&prefill_URL%20Relat%C3%B3rio%20em%20PDF=&prefill_Relat%C3%B3rio%20em%20PDF=91033ad3%20%28https%3A%2F%2Fdl.airtable.com%2F.attachments%2F5e3840354cc7c052106cf1acdb6f73f3%2Fa1e6df6a%2F91033ad3%29&prefill_URL%20V%C3%ADdeo%20da%20An%C3%A1lise=&prefill_Data%20da%20An%C3%A1lise=2023-09-09T14%3A22%3A00.000Z&prefill_Recomenda%C3%A7%C3%A3o=&prefill_Avalia%C3%A7%C3%A3o%3A%20Tamanho=1.5&prefill_Avalia%C3%A7%C3%A3o%3A%20Governan%C3%A7a=3&prefill_Avalia%C3%A7%C3%A3o%3A%20Solidez=0.5&prefill_Avalia%C3%A7%C3%A3o%3A%20Qualidade%20dos%20Ativos=0&prefill_Avalia%C3%A7%C3%A3o%3A%20Crescimento=2.5&prefill_Ponto%20Positivo%201=Grande%20prop%C3%B3sito%20em%20um%20segmento%20ainda%20pouco%20explorado.&prefill_Ponto%20Positivo%202=&prefill_Ponto%20Positivo%203=&prefill_Ponto%20Negativo%201=N%C3%ADveis%20cr%C3%ADticos%20de%20solv%C3%AAncia%3B&prefill_Ponto%20Negativo%202=Inadimpl%C3%AAncia%20extremamente%20alta%3B&prefill_Ponto%20Negativo%203=Dificuldade%2Flimita%C3%A7%C3%A3o%20ao%20rentabilizar%20sua%20base%20de%20clientes&prefill_Conclus%C3%A3o%20do%20Analista=%C3%89%20not%C3%B3rio%20que%20o%20Will%20Bank%20possui%20um%20grande%20prop%C3%B3sito%20dentro%20do%20mercado%20financeiro%20brasileiro.%20A%20institui%C3%A7%C3%A3o%20provou%20ser%20poss%C3%ADvel%20levar%20a%20bancariza%C3%A7%C3%A3o%20para%20novas%20pessoas%20atrav%C3%A9s%20do%20meio%20digital%20e%20com%20taxas%20sustent%C3%A1veis%2C%20no%20entanto%2C%20o%20banco%20ainda%20carece%20de%20maturidade%20para%20encarar%20um%20segmento%20t%C3%A3o%20delicado%20de%20mercado%20com%20uma%20concorr%C3%AAncia%20qualificada.%0A%0AInfelizmente%2C%20os%20n%C3%ADveis%20cr%C3%ADticos%20de%20solv%C3%AAncia%20e%20inadimpl%C3%AAncia%20na%20carteira%20de%20cr%C3%A9dito%20trazem%20um%20alto%20risco%20%C3%A0%20opera%C3%A7%C3%A3o.%20Apesar%20do%20aporte%20de%20capital%20recebido%20em%202021%2C%20a%20capacidade%20financeira%20dos%20controladores%2C%20aliada%20aos%20resultados%20apresentados%20no%20%C3%BAltimo%20exerc%C3%ADcio%2C%20n%C3%A3o%20nos%20deixa%20confort%C3%A1vel%20para%20a%20recomenda%C3%A7%C3%A3o%20do%20emissor.%20Visto%20que%20s%C3%A3o%20altas%20as%20chances%20de%20uma%20instabilidade%20econ%C3%B4mica%20desencadear%20problemas%20na%20capacidade%20da%20institui%C3%A7%C3%A3o%20de%20arcar%20com%20suas%20d%C3%ADvidas.%0A%0ADestacamos%20ainda%2C%20que%20mesmo%20que%20a%20institui%C3%A7%C3%A3o%20ofere%C3%A7a%20altas%20rentabilidades%20para%20o%20investidor%2C%20a%20rela%C3%A7%C3%A3o%20entre%20risco%20e%20retorno%20ofertada%20n%C3%A3o%20compensaria%20dentro%20da%20renda%20fixa.%20Portanto%2C%20considerando%20a%20nota%20que%20a%20institui%C3%A7%C3%A3o%20obteve%2C%20levando%20em%20considera%C3%A7%C3%A3o%20os%20nossos%20crit%C3%A9rios%20de%20an%C3%A1lise%2C%20n%C3%A3o%20recomendamos%20o%20investimento%20em%20ativos%20de%20renda%20fixa%20emitidos%20pelo%20Will%20Bank.
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Omni Banco
rf-omni-banco
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